Which organization is an insurance company specializing in property loss prevention?

Which organization is an insurance company specializing in property loss prevention?

• A. FM Global
• B. Tyco/SimplexGrinnell
• C. National Fire Sprinkler Association
• D. Canadian Automatic Sprinkler Association

Answer: (A)

FM Global is an insurance company that specializes in property loss prevention through risk engineering. They underwrite policies while sending engineers to assess buildings and recommend cost-effective measures—like appropriate sprinkler design, detection, and building safeguards—to reduce the likelihood and impact of fires. That blend of insurance with loss-prevention services is what makes them the organization described. The other options are a fire protection equipment manufacturer and two trade associations, not insurers, so they don’t fit the description.

FM Global is an insurance company that specializes in property loss prevention through risk engineering. They underwrite policies while sending engineers to assess buildings and recommend cost-effective measures—like appropriate sprinkler design, detection, and building safeguards—to reduce the likelihood and impact of fires. That blend of insurance with loss-prevention services is what makes them the organization described. The other options are a fire protection equipment manufacturer and two trade associations, not insurers, so they don’t fit the description.